Terms of Use

Article 1 (Purpose)

These Terms set out the conditions and procedures for using the services provided on the website operated by Star Payments Inc. (the "Company") (starpayments.co.kr, the "Website"), and the rights, obligations and responsibilities of the Company and users.

Article 2 (Definitions)

• "Services" means all services the Company provides through the Website, including company and payment service information, merchant consultation requests and notices.
• "User" means anyone who accesses the Website and uses the Services under these Terms.
• "Merchant" means a business that has entered into a payment gateway or VAN service agreement with the Company.

Article 3 (Posting and Amendment of Terms)

① The Company posts these Terms on the Website so that users can easily see them.

② The Company may amend these Terms to the extent it does not violate applicable laws. When amending, it will post the effective date and reasons on the Website from 7 days before the effective date, or from 30 days before for changes unfavorable to users.

Article 4 (Rules Outside These Terms)

Matters not set out in these Terms are governed by the Electronic Financial Transactions Act, the Act on Promotion of Information and Communications Network Utilization and Information Protection, the Personal Information Protection Act and other applicable laws, as well as the Company's individual terms and merchant agreements.

Article 5 (Provision and Change of Services)

① The Company provides the following Services.

• Company introduction and payment service information
• Merchant consultation and partnership inquiries
• Notices and other information

② Detailed conditions for electronic financial transactions such as payment gateway, VAN and prepaid electronic payment means are governed by the Electronic Financial Transaction Termsand individual merchant agreements.

Article 6 (Suspension of Services)

The Company may temporarily suspend the Services for unavoidable reasons such as maintenance, inspection or replacement of equipment or communication outages, and will announce this on the Website in advance. If advance notice is impossible, it may be announced afterwards.

Article 7 (Obligations of Users)

Users must not do any of the following.

• Providing false information or using another person's information when submitting an inquiry
• Altering information posted on the Website or using it for commercial purposes without the Company's consent
• Infringing the copyrights or other intellectual property rights of the Company or third parties
• Interfering with Website operation or disrupting information and communications networks

Article 8 (Copyright)

Copyright and intellectual property rights in content posted on the Website belong to the Company. Users may not reproduce, transmit, publish or distribute it, or allow third parties to use it, without the Company's prior consent.

Article 9 (Protection of Personal Information)

The Company protects users' personal information in accordance with applicable laws; matters concerning the processing of personal information are governed by the Privacy Policy.

Article 10 (Disclaimer)

① The Company is exempt from liability when it cannot provide the Services due to natural disasters or equivalent force majeure.

② The Company is not liable for service disruptions caused by reasons attributable to the user.

③ Use of external sites linked from the Website (including StarPay and StarTV) is governed by the terms of those services.

Article 11 (Dispute Resolution and Jurisdiction)

If a dispute arises in relation to these Terms, the Company and the user will negotiate in good faith to resolve it. If no agreement is reached, a lawsuit may be filed with the competent court under the Civil Procedure Act.

Addendum

These Terms take effect on [Month 00, 2026].